Search
Search
Contact Us
FR
Close Search Box
Enter Search
Clear Search Input
Search Title
Search
FR
Toggle Navigation
Insurance Products
PRODUCTS
Downpayment Advantage
Flex 95 Advantage (Borrowed Down Payment)
Lifestyle Advantage (Second Home)
Low Doc Advantage (Self-Employed)
Maple Leaf Advantage (New to Canada)
Progress Draw Advantage
Purchase Advantage Plus
Rental Advantage
PROGRAMS
Energy-Efficient Advantage
Portable Advantage
Complete Product Suite
PREMIUM RATES
Products At A Glance
Lenders & Mortgage Professionals
LENDERS
Lender Updates
Vantage Login
FORMS & WORKSHEETS
Assumption/Release of Covenant
Energy-Efficient Refund Application
Income Attestation Form
New Construction Worksheet
New Construction Worksheet: Modular & Prefabricated Homes
Switch/Transfer Information Form
Workout Request Form (Homeownership Solutions Program)
TOOLS & RESOURCES
Mortgage Payment Calculator
Insurance Premium Calculator
Homeownership Solutions Program
Mortgage Fraud Prevention
Training Centre
Underwriting Guidelines
HOME BUYERS
Benefits of Making Energy-Efficient Choices
Credit Tips: Understanding & Improving Your Credit
Energy-Efficient Refund Application
First-Time Home Buyer’s Workbook
Home Buyers
FIRST-TIME HOME BUYERS
What Is Mortgage Default Insurance?
First-Time Home Buyer’s Workbook
TOOLS & RESOURCES
Benefits of Making Energy-Efficient Choices
Energy-Efficient Refund Application
Credit Tips: Understanding Your Credit
Insurance Premium Calculator
Mortgage Payment Calculator
Complete Product Suite
PREMIUM RATES
Products At A Glance
Toggle Navigation Close
Mortgage Payment
Calculator
Insurance Premium
Calculator
First-Time Home Buyer’s Workbook
Insurance Products
PRODUCTS
Downpayment Advantage
Flex 95 Advantage (Borrowed Down Payment)
Lifestyle Advantage (Second Home)
Low Doc Advantage (Self-Employed)
Maple Leaf Advantage (New to Canada)
Progress Draw Advantage
Purchase Advantage Plus
Rental Advantage
PROGRAMS
Energy-Efficient Advantage
Portable Advantage
Complete Product Suite
PREMIUM RATES
Products At A Glance
Lenders & Mortgage Professionals
LENDERS
Lender Updates
Vantage Login
FORMS & WORKSHEETS
Assumption/Release of Covenant
Energy-Efficient Refund Application
Income Attestation Form
New Construction Worksheet
New Construction Worksheet: Modular & Prefabricated Homes
Switch/Transfer Information Form
Workout Request Form (Homeownership Solutions Program)
TOOLS & RESOURCES
Mortgage Payment Calculator
Insurance Premium Calculator
Homeownership Solutions Program
Mortgage Fraud Prevention
Training Centre
Underwriting Guidelines
HOME BUYERS
Benefits of Making Energy-Efficient Choices
Credit Tips: Understanding & Improving Your Credit
Energy-Efficient Refund Application
First-Time Home Buyer’s Workbook
Home Buyers
FIRST-TIME HOME BUYERS
What Is Mortgage Default Insurance?
First-Time Home Buyer’s Workbook
TOOLS & RESOURCES
Benefits of Making Energy-Efficient Choices
Energy-Efficient Refund Application
Credit Tips: Understanding Your Credit
Insurance Premium Calculator
Mortgage Payment Calculator
Complete Product Suite
PREMIUM RATES
Products At A Glance
Careers
Lender Updates
Lender Updates
2025 | Updates
February 9, 2025:
Minimum Qualifying Rate Exception for Low-ratio Portfolio Insured Switches
2024 | Updates
December 9, 2024:
New Mortgage Insurance Rules for Refinancing to Add Secondary Suites
September 30, 2024:
Mortgage Insurance Rule Changes
August 6, 2024:
Underwriting Policy Enhancements
July 10, 2024:
FAQ 30-Yr Amortization Eligibility
June 18, 2024:
Clarification on 30-Year Amortization Eligibility
May 14, 2024:
Homeowners Impacted by Wildfires Across Canada
February 5, 2024:
Underwriting Policy Enhancements
2023 | Updates
October 20, 2023:
Clarification: Transactionally Insured Mortgage Loans
October 12, 2023:
Maple Leaf Advantage | Guideline Enhancements
August 23, 2023:
Homeowners Impacted by Wildfires in Canada
July 25, 2023:
Homeowners Impacted by Flooding in Nova Scotia
July 24, 2023:
Insurance In Force (IIF) Reporting
June 9, 2023:
Homeowners Impacted by Wildfires Across Canada
May 30, 2023:
Homeowners Impacted by Nova Scotia Wildfires
May 9, 2023:
Homeowners Impacted by Alberta Wildfires
2022 | Updates
Nov 24, 2022:
Support for Homeowners Impacted by Rising Interest Rates
Sept 27, 2022:
Default management tools for borrowers dealing with the effects of Hurricane Fiona
Sept 1, 2022:
Update on Default Management Tools to Support Borrowers
July 19, 2022:
A Message from Canada’s Mortgage Insurers | Clarification on Minimum Qualifying Rate for Variable Rate Mortgages
2021 | Updates
November 23:
Default management tools for borrowers dealing with the effects of flooding in British Columbia
July 6, 2021:
Homeowners Affected by Wildfires in British Columbia
May 27, 2021:
New Minimum Qualifying Rate
Mar 4, 2021:
Treatment of Variable Income Sources for Qualifying Income
Feb 17, 2021:
Reporting of Loans in Arrears: Effective Date for the New Standardized Arrears Reporting Template
2020 | Updates
Aug 12, 2020:
A Message from Canada’s Mortgage Insurers | Default Management Playbook – Questions and Answers
Jul 22, 2020:
COVID-19: Homeowner Mortgage Relief Options (1 to 4 units)
Jun 29, 2020:
Legal Action and Collections to Resume on Insured Mortgages
Jun 8, 2020:
Underwriting Policy Clarification
May 21, 2020:
Manitoba to Eliminate 7% Retail Sales Tax (RST) on Mortgage Default Insurance Premiums – Effective July 1, 2020
Apr 30, 2020:
Homeowners Affected by Severe Flooding
Mar 24, 2020:
COVID-19: Impacts to Income Verification
Mar 22, 2020:
A Message from Canada’s Mortgage Insurers to Our Mortgage Lending Partners
Mar 19, 2020:
Additional Support for Homeowners Impacted by COVID
Mar 12, 2020:
New Benchmark Qualifying Rate for Insured Mortgages – Effective April 6, 2020
2019 | Updates
Oct 21, 2019:
Homeowners Affected by Saskatchewan Labour Strike
Sep 11, 2019:
Homeowners Affected by Hurricane Dorian
Jul 19, 2019:
Treatment of Unsecured Revolving Credit Included in TDSR
Apr 25, 2019:
Homeowners Affected by Severe Flooding
Apr 23 2019:
Manitoba Provincial Sales Tax Reduced to 7% (from 8%) – Effective July 1, 2019
Apr 16, 2019:
New Portability Feature Added to Low Ratio Insured Mortgages
Mar 29, 2019:
Canada Guaranty Supports Government of Canada’s New First-Time Home Buyer Incentive
Mar 12, 2019:
Commitment to Insure Policy Increased from 24 Months to 36 Months for New Construction Homes
2018 | Updates
Oct 22, 2018:
PEI Down Payment Assistance Program – Effective October 9, 2018
Sep 24, 2018:
Homeowners Affected by the Tornado in the Ottawa-Gatineau Area
Aug 24, 2018:
Canada Guaranty Data Sharing with Statistics Canada (Eng only)
May 4, 2018:
Homeowners Affected by Severe Flooding
Apr 30, 2018:
Low-Ratio Mortgage Insurance Clarification: Borrower-Initiated Switches
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies.
Cookie settings
ACCEPT
Manage consent
Close
Privacy Overview
This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.