Canada Guaranty Mortgage Insurance Benefits

Leadership Team

Canada Guaranty’s executive team consists of proven leaders with industry experience, knowledge and expertise in structured finance, product development, risk management and mortgage lending.


Andy Charles

Andy Charles

President & Chief Executive Officer

Phone: 416.640.8931
E-mail: Contact

With more than 25 years of financial services experience, Andy Charles established a reputation for building successful organizations from the ground up. Prior to joining Canada Guaranty (formerly AIG United Guaranty) , Andy enjoyed a rewarding 15-year tenure as a CIBC executive, where he led two recognized mortgage business units. As the President of HLC Home Loans Canada, he grew the mortgage brokerage division to more than 585 mortgage specialists across the country, and was later responsible for the successful development of the President’s Choice Financial mortgage business. In 2005, Andy joined AIG United Guaranty as President and CEO where he effectively introduced a third mortgage default insurer to the Canadian marketplace, ending a longstanding market duopoly.

Today, through his experience, insight, and a desire to enhance mortgage industry standards by providing improved competitive choice and service excellence, Andy has led the successful launch and continued growth of Canada’s only 100% Canadian private default mortgage insurer. Canada Guaranty provides mortgage default insurance coverage to the largest financial institutions inclusive of Canada’s banks and well established mortgage lenders.

On November 25, 2012, in recognition of his longstanding career, outstanding leadership and significant contributions to the mortgage industry, Andy was inducted into the Canadian Mortgage Hall of Fame.


Maria Pimenta

Maria Pimenta

Senior Vice President, Operations

Phone: 416.640.8937
E-mail: Contact

Maria Pimenta brings over 20 years of financial services experience to the team. Prior to joining Canada Guaranty, Maria managed the specialized sales forces for RBC Royal Bank where she oversaw strategic planning, training, analysis, and program development for the specialized sales forces. At RBC, she held various management positions in sales, market planning and operations. Maria holds an MBA from Dalhousie University and is a Fellow of the Institute of Canadian Bankers.


Curtis Gergley-Garner

Curtis Gergley-Garner

Chief Risk Officer

Phone: 416.640.8935
E-mail: Contact

Curtis brings over 15 years of financial services experience to the organization. Having worked in both Canada and the United States, his diverse background includes customer and risk analytics, capital and portfolio management (including pricing and risk management for capital markets and consumer loan portfolios), economic and regulatory capital allocation, financial software development, customer up-lift and response analytics, and credit cards portfolio management.

Prior to joining Canada Guaranty, Curtis served as the Director of Risk Methodology and Analytics for Consumer Banking at BMO Financial Group where he led a team that developed and maintained all areas of credit risk and capital analytics, models, strategy, and methodology for more than $190 Billion of consumer loan exposures in Canada and the U.S. Curtis holds an Honours Bachelor of Arts degree in Economics from the University of Calgary and an MA in Economics from Simon Fraser University.


Ben Eaves

Ben Eaves

Senior Vice President, Finance

Phone: 416.640.8942
E-mail: Contact

With more than 15 years of experience in the financial services industry, Ben Eaves has held increasingly senior finance positions with insurance companies in Canada and Australia after training and qualifying as a Chartered Accountant with PricewaterhouseCoopers. Ben holds a Bachelor of Arts degree in Economics from the University of Western Ontario and is a CFA Charterholder.


Geoff Scott

Geoff Scott

Vice President, Operations

Phone: 416.640.8934
E-mail: Contact

Geoff Scott brings over 25 years of Canadian banking experience to the Canada Guaranty team. Beginning in retail branches at Canada Trust, then moving to e-commerce at Bank of Montreal and mortgage banking at CIBC, he has contributed to every aspect of retail credit. Geoff has led successful mortgage approval teams in Vancouver, Montreal and Toronto. Leading the Underwriting and Technology groups, Geoff is focused on delivering a superior service experience to his customers.


Mary Putnam

Mary Putnam

Vice President, Sales & Marketing

Phone: 416.640.8936
E-mail: Contact

With more than 25 years of mortgage industry experience, Mary currently leads the Sales and Marketing divisions where she is responsible for managing all aspects of Canada Guaranty’s growing customer base. Mary joined the Canada Guaranty team in 2006 and, having held a number of progressive customer relationship roles, was most recently the lead executive on all national accounts. Prior to joining Canada Guaranty, and throughout her extensive career, Mary has held a number of increasingly senior positions, including Assistant Vice President of Branch Services at Meridian Credit Union, the largest credit union in Ontario. Having enjoyed several years working as a registered real estate professional, Mary’s dedication and appreciation for developing lifelong client relationships began early. She continues to build a reputation for providing exceptional service and shares a commitment to forging strong industry partnerships in the Canadian mortgage market. Mary obtained her Certified Financial Planner designation and is a graduate of the Queen’s University Executive Program.


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